What is the KEB B2B Payment System? It refer to service enabling KEB to make payment and settlement of funds through various means of payment, including cash, electronic bonds, loans and escrow account, when the KEB B2B Payment System developed based on the latest technique (XML, EDI, encryption, certification) receives information on a sales contract for commodities or services entered into between a buyer and a seller in B2B. Types of Transaction The types of transaction consist of general transaction, escrow transaction and mixed transaction. General Transaction It refers to transaction providing service enabling a buyer to pay to a seller for commodities with its own funds directly or through a loan in B2B. Escrow Transaction It refers to transaction enabling to deliver, receive and pay for commodities based on a sales contract by eliminating such disadvantages of delivering, receiving and transferring the money for commodities without facing between a buyer and a seller due to a feature of B2B based on the creditworthiness of KEB. Namely, it is transaction involving payment for commodities to a seller only when a buyer notifies the bank of receiving commodities and instructs it to transfer the money for commodities after receiving such commodities when a buyer entrusts an escrow account of KEB with the money for commodities in advance. Such form of transaction has an advantage of protecting both a buyer and a seller based on a contract since a risk of receiving commodities can be eliminated from a viewpoint of a buyer and assurance of receiving the money for commodities can be obtained in a viewpoint of a seller. Mixed Transaction It refers to transaction of mixing general transaction and escrow transaction. Means of Payment Type of Transaction Means of Payment General Transaction 1. Cash (including a non-bankbook account deposit, account transfer,     and automatic payment) 2. Electronic accounts receivable (guaranteed bonds, non-guaranteed     bonds) and loans on collateral 3. Purchasing fund loans 4. Loans on accounts receivables as collateral (including loans on a     form of electronic accounts receivables as collateral) Escrow Transaction 1. Cash (including a non-bankbook account deposit and account transfer) 2. Electronic accounts receivable (guaranteed bonds) Mixed Transaction Means of payment for general transaction + escrow transaction Making the payment for one sales contract by dividing into several means of payment is possible.