What are investment products? The investment products refer to collecting funds from the general public through securities companies or banks for the purpose of investing in negotiable securities by investment trust management companies or asset management companies and making diversified investments in stocks or bonds, and distributing profits and losses generated from investments to investors based on their investment ratio. Accordingly, profits and losses may be generated according to the management performance, and such performance will be returned to investors. In addition, the investment products are not bank deposits, and are not protected by the Depositor Protection Act. Features of Investment Products Joint Investment Making diversified investments in various types of negotiable securities, which is impossible with small funds, is possible by establishing a large amount of joint fund through collecting the number of small funds from general investors. Professionalism Financial specialists with sufficient experience and knowledge manage the assets on behalf of customers. Diversified Investments A risk is managed systematically by making diversified investments in various negotiable securities based on accurate forecasting of an entire market risk. Stability Funds entrusted by investors are managed safety, except for a risk related to relevant products, since such funds are classified apart from the management company¡¯s own assets and kept separately in trustee institutions, such as Korea Securities Depository. Diversity Various products conforming to the circumstances of investments, such as investors¡¯ purpose of investments, investment period and size of the assets, are provided. Types of Investments