This loan is offered to the customer who opened checking account to be used as the fund to clear the bills or checks issued.
Borrowers
Sole-proprietors, professional partnerships, small and medium sized enterprises, and non-profit organizations & institutions who open the 21C Corporate Bankbooks.
Loan Type
Revolving loan (Line of Credit Loan)
Reserved savings loan (Lump sum repayment loan)
Loan Limit
A maximum limit summed up the revolving loan and reserved savings loan
A maximum KRW 1,000 million won per enterprise or company
Loan Rate
General fund loan : Prime rate of loans in Won + additional rate
Trust fund loan : Trust loan prime rate + additional rate
Revolving collateral loan on Time deposit, Installment deposit and Trust : the according deposit rate + 1.5%