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We will discount the commercial bills subject to normal business activities |
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General fund loan : Basic* rate of aggregate limitation loan + additional rate *Basic rate of aggregate limitation loan is posted on 8sections in loan period |
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Trust fund loan : Trust Loan Prime Rate + additional rate |
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Discount Preferential Companies |
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The Bank selects the companies holding a specified level of credit rating based on the KEB's criteria (e.g. companies with grade 6 or higher), or companies with good credit records without any arrears or loan payable as discount preferential companies. |
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* We will preferentially handle the bills issued or endorsed by the selected discount preferential companies or those requested to be discounted,?giving the benefits of prime rates or expanding branch managers'?discretionary authority. |
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Within a half of the sales amount for the latest one year from the recent settlement date. |
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We will set the temporary discount limit in consideration of handling?results of bills to receive, within the sales amount for the latest 6 months?or within 2 times of the sales amount for the latest 3 months, in case of a steep increase of sales amount.?(Sales amount refers to the amount on the VAT payment receipt or VAT?return form to the Tax Office.) |
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There are no specific restrictions on the new companies with less than?a year in operation without any closing settlement data and on the?simplified income reporting small companies under the Income Tax Law. |
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Loan conditions are subject to the credit rating rated by KEB. |
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