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Often times, a working capital line of credit serves as the company's primary source of credit for daily cash flow needs. We recognize that your company needs the ability to take advantage of trade discounts, expedite inventory purchases and manage cash flow effectively. A line of credit provides your company with available resources to make those financial decisions. |
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Companies with short-term working capital needs. |
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1 year for companies in the range of KEB's credit rating from 1 to 5 or the grades is secured by a credit guarantee or a payment. |
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With a term ranging from 6 months to 1 year, the credit line can be renewed up to 10 years for every 6 months to 1 year on a yearly basis |
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Foreign funds are attractive as investment targets are very diversified. |
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Lump-sum repayment at three-year maturity date is available under special conditions |
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A proper amount tailored to a borrower in line with its business condition. |
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Prime rate of loans in Won + additional rate |
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Loan within 1 year of maturity : Basic rate linked to market interest rate + additional rate |
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Prime rate of loans in Won is also applicable to the according loan above. (loan within 1 year of maturity) |
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Prime rate of loans in Won is applicable to Loan on credit when the loan exceeds the amount a sole proprietor can borrow on mortgage. |
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Prime rate of loans in won and Basic rate linked to market interest rate are subject to change under market situation and KEB's loan policy. |
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