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Features |
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In case of remittance
to home country, discounted remittance fee
proportionate to transaction performance |
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Issue of Korean Dream
Card and Check Card with the function of transportation
charge card |
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10 points per KRW
1,000 when buying goods with Korean Dream
Card (except cash advance and loan) |
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Discount on travel
expenses (domestic/international flight 3%,
local travel 3%, car rental in Cheju island
40%) |
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More than KRW100,000 ~ Up to
KRW 1Mil. at opening A/C (KRW 10,000 unit) |
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Both regular deposits and demand
deposits (a day per deposit) are available
More than KRW 50,000 ~ less than KRW 10 Mil. from the
2nd deposit |
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A customer can make a daily
deposits within 5 times a day with the maximum of KRW
10 million
(Deposit can't be made one month prior to maturity date) |
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Interest
Rate (before tax) : 3.0% (as of August 20, 2005) |
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Fixed interest rate |
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Interest is fixed for the term of the deposit. When you make the
deposit, we will inform you of the precise amount of interest
you will receive on maturity. |
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Interest is paid on maturity |
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Applicable rate on termination
prior to/on maturity |
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period |
Yearly Rate(before tax) |
| Termination prior to
Maturity |
Less than one month
Less than one year |
No interest
1% |
| After Maturity |
Within 3 months
More than 3 months
One year or longer |
50% of maturity interest
rate
25% of maturity interest rate
Checking account interest rate |
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Partial
Withdrawals until Maturity |
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5 Partial withdrawals are available
until maturity (including closing). Withdrawals are available
on a basis of FIFO (first-in, first-out). |
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This product
is protested by the Depositor Protection Act |
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Korean Dream Card |
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Condition:
Opening Korean Dream Savings account and providing
Collateral |
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Service Area:
Republic of Korea |
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Line of credit
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Within 80% of deposit in
Korean Dream Savings : minimum KRW500,000,
maximum KRW1 million |
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Automatic increase in credit
line depending on deposit amount |
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Yearly fee:
3,000 won |
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Consideration Clause |
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Customer should
register PIN number personally and pick up a card
only at the branch where application is made in
order to prevent accidents |
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Withdrawal
of Korean Dream Savings is limited during the issuance
of Korea Dream Card and multi-transportation charge
card |
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