 |
|
|
|
|
|
|
|
|
 |
Opening of an Individual Account |
|
|
|
 |
Qualification to open an account :
A basic account in France is a current (checking) account, not an ordinary account. A customer should hold a good credit rating to open an account in France.
|
|
|
|
 |
Required documents :
|
|
|
|
|
 |
ID with a photograph (passport)
(Necessary documents under the Anti-Money Laundering Act)
|
|
Documents verifying long-term stay status
|
|
 |
Carte de Sejour or VISA (A written appointment can be used for a diplomat or a public servant)
|
|
Documents verifying an address (Necessary documents under the Anti-Money Laundering Act)
|
|
|
EDF/GDF receipts in the name of the person concerned or a house rent payment slip
|
|
Documents verifying a profession
|
|
|
|
|
Opening of a Corporate or Business Account |
|
| French Law 91-160 |
Required Document |
Remark |
| 1. Confirmation of the Existence of a corporation |
1. Statut de la soci t |
1. Articles of Association |
|
| 2. K-Bis (Registre de commerce) |
2. A business Registration Certificate and a Certified Copy of Registry |
|
| 3. Annonce lgales |
3. Public Announcement of the Establishment of a Corporation (In a Newspaper) |
In case of a new corporation |
| (Matters to be confirmed by the bank) Name and type of corporation, site of main office and confirmation of CEO's rights |
| 2. Size of a corporation¡¯s business |
Bilan de 3 dernire annes |
A Report of accounts which have been closed in the last 3 Years |
(Confirmation of business size related to the Anti-Money Laundering Act) |
| 3. Authenticity of CEO |
A resolution of the board of directors related to the appointment of the CEO |
|
(Unnecessary, if a Statute stipulates) |
| 4. Identification of CEO |
A Passport, Resident Registration Card or Driver's License |
|
An original ID Card with a photograph |
| 5. Confirmation of CEO |
Justificatif de domicile |
Proof of address |
|
| 6. An Application to Open an Account |
A Standard Form from Korea Exchange Bank |
|
|
|
|
|
|
|
|
Benefits of having an Account at the Paris Branch of Korea Exchange Bank :
|
|
|
|
|
|
Prompt processing (processed during the day concerned) |
|
Precise processing (precisely processed with the introduction of a new computerization system, KIBS) |
|
Immediate resolution when a problem arises (Introduction of Korea Exchange Bank-wide after-remittance service system) |
|
No extra cost is incurred when importing, because the cost of the imports can be settled by simply withdrawing from the current (checking) account. |
|
When exporting, the cost of exports is deposited into a business' current (checking) account automatically, and the details of the transaction are notified immediately. In this way, a business can enhance the efficiency of capital management. |
|
|
|
|
Minimum Amount to Deposit :
|
|
|
|
|
|
EUR5,000 or more
|
|
USD5,000 or more
|
|
|
|
|
|
Term of Time Deposits :
|
|
|
|
|
|
A minimum of 3 months and up to 1 year
|
|
Within the specified term, a customer can adjust the term by the month without any restrictions.
|
|
|
|
|
 |
Interest due in the case of early closing:
|
|
|
|
|
|
If the account is closed earlier than its maturity, then no interest will be paid.
|
|
|
|
|
When receiving a remittance |
|
|
|
 |
Remitted money will be deposited into a customer's account at our branch the day after the remittance was made. This promptness is what Korea Exchange Bank is proud of. No other bank can provide such swift services. We are also able to inform you over the phone whether a remittance was successfully processed or not.
Charges at our branch
|
|
|
|
Please refer to our branch's 'Terms and Conditions for Clients'
|
|
|
|
As for first-time visitors or people who stay for a long time, our branch provides the following loan services : |
|
|
|
Fund for settlement
|
|
|
|
|
|
Target customers: Customers whose wages or salaries are transferred to our branch automatically
|
|
Limit : Principal + monthly ~ wage or salary
Maximum : EURO equivalent to USD20,000
|
|
Credit Loan: Needs a guarantor
|
|
|
|
|
|
Fund for Housing Purchases
|
|
|
|
|
|
Target customers: Customers whose wages or salaries are transferred to accounts at our branch
|
|
Income report related documents in France are necessary.
|
|
Limit: Principal + monthly total interest within 30% of monthly wage of salary
|
|
A person who stays for a long time should follow procedures pursuant to the Foreign Exchange Control Act of Korea.
|
|
|
|
|
|
Deposit (Korea) Based Loan
Deposit of Korea Exchange Bank in Korea can be offered as collateral of a loan.
|
|
|
|
 |
Interest rates
Please consult our staff for information.
|
|
|
|
Bank Guarantees related to an House Rent |
|
|
|
|
A guarantee is required to rent a house in France
|
|
|
|
|
Should there be an account at Korea Exchange Bank to be issued a guarantee.
A bank guarantee can be issued to customers who do not have an account at our branch.
|
|
|
|
|
How can a guarantee be issued?
|
|
|
|
|
|
Please make an appointment to consult our staff.
|
|
We issue a guarantee when a customer needs it
|
|
As we prioritize customers with appointments, therefore, if you have not made an appointment and we are unable to receive you, please do not be disappointed.
|
|
|
|
|
|
What documents are needed for a guarantee
|
|
|
|
|
|
A form of a guarantee required by the landlord
(We issue a KEB standard form.)
|
|
A copy of a rental contract (Please inform us of the agent's contact no. and name, provided no copy of a rent contract is available.)
|
|
A customer's ID card (passport)
|
|
|
|
|
 |
What collateral should be provided so that a guarantee may be issued
Cash collateral amounting to 100%(our branch guarantee form) ~ 120%(another form other than our bank's form) of the guarantee amount should be provided.
|
|
|
|
|
|
Concerning charges and fees, please refer to our branch's 'Terms and Conditions for Clients' |
|
|
| |
|
|
|
|
