KEB Capital, Inc. was incorporated in 1989 to engage in the facility leasing businesses(i.e. lease financing).
The company expanded the scope of its business to include installment financing, factoring, loans for corporate
working capital, amongst others to provide various financial services for individual and corporate customers.
Particularly, KEB Capital, Inc. has been the market leader in this industry in the areas of facility leasing in Korean Won
and foreign currencies for small and medium companies, and the company has significantly expanded the scope of
leasing to cover medical equipment, construction equipment, machinery tools, printing machinery, vehicle imports, and
others in efforts to respond to the diverse financing needs for a broader range of customers.

Lease : Financial lease, operation lease

By definition of leasing, a lease company purchases and leases machinery or equipment at the request
of customers under the terms and conditions of lease agreements for lease fees. The leasing business
is a type of property financing that provides loans for purchases of machinery or equipment.

Discounted financing

This is a financing program, by which a loan is provided to a customer who purchases a product, and the
customer is obligated to repay the loan on an installment basis for a defined term. The customer borrows
this loan to pay the purchase price whereas the price of the product is directly paid to the seller. In this
regard, this advanced financial program offers benefits to not only consumers, but also sellers and
manufacturers as well.

Auto Financing

This enables a sound financial structure with tax savings effects as the program involves a low initial cost and is carried as liabilities on balance sheets.

Factoring works

Manufacturers or sellers supply goods or services to customers in return for sales receivables
(i.e. receivables in notes or non-note forms), and a financial company purchases the receivables.
This is a financial instrument that provides financing to sellers prior to the maturity of sales
receivables.

Operation fund loan

This loan, designed for corporate and individual customers, bears market interest rates.