KEB LA Financial Corp. is a non-banking financial institution regulated by the regulatory authorities in
California, U.S. Since launching operation in early 2004, the company has offered a wide range of financial
services (loans, trade finance, etc.) to corporate customers including branches of Korean companies,
Korean-owned companies, and local corporations in the western region of the United States.

Credit lending

Working capital loans, trade finance, loans for facilities investment, loans for commercial real
estate acquisition, loans secured by real estate in Korea, deposits and standby letters of credits

Trade finance

Export: L/C advice and transfer, purchases (sight; usance) and collection (documents against acceptance (DA),
documents against payment (DP), L/C opening for imports, shipping document delivery, related financial services,
settlement via DA/DP, etc.

Reimbursement on sight L/Cs and usance L/Cs (issued by other banks)

Deposit and loan relay services for ethnic Koreans residing in the U.S.